What We Offer
OUR SOLUTIONS/PRODUCTS — The Blueprint
Bank Issued Stablecoin Account Types
Stablecoins flows through and have balances in the following CommunityV account types.
CommunityVcash
“True Mobile & Online Digital Cash”
“Digital Money For Your Digital Bank”
Cash extension to mobile and online banking and wallet apps
Use online as well as offline
Works for banked and underserved/unbanked customers
CommunityVcredit
Credit account equivalent for online and mobile digital revolving lines of credit
CommunityVcash to recipients as spent and owed to credit issuer
No card number necessary, but can for “legacy” compatibility
Consumer approved transactions settle direct from creditor to merchant or vendor
Flexible billing frequency & methods
Weekly, Bi-Monthly, Monthly
Optional auto bill when close to credit limit or end of billing cycle
Lowers risks and allows for smaller credit lines
Optional overdraft to draw funds from CommunityVcash account
CommunityVchecking
Online cash + “legacy” transactions all post to CommunityVcash account balances
“Legacy” check, debit card, and other debits and credits auto post into CommunityVcash accounts
Upgraded transitional conversion of “legacy” checking accounts
CommunityVFX
CommunityVcash and CommunityVcredit in other than your home currency
FX Exchange Marketplace converts stablecoins of one currency for another
Use for Cross Border transaction types such as
FX remittances
International Wire replacements
Cross Border bill payments
Merchant transactions in a foreign country
LoyaltyVpay
All transactions initiate through identification and Smart Transaction requests. They end in Smart Transaction approvals.
LoyaltyVpay Identification
Merchant and vendor specific loyalty IDs can be linked and used to initiate requests
Card based, scanned, biometric, login, wearable, and other means of ID can be linked
A single LoyaltyVpay ID can be linked to all of these merchant & vendor specific IDs
LoyaltyVpay Approval
Approval method preferences & controls can be optionally specific to…
Account type
Min - Max range
Merchants/Vendors
Merchant Category Codes (MCCs)
Line item level commodity codes
Approval can be required before or just notified after auto approval via...
Smart Phone App
PIN
Biometric
Text or email message
Link to approve online or through app
One Time Code (OTP)
Optional secondary level approval or notifications
Implement for corporate purchase controls
Setup parental controls of family purchases
CRVpay
Compliance Related payments
Can require specific additional data and/or attachments
Can specify limits for certain use cases and/or account types
Can require age verification
Can require and track supply chain traceable product source data
Applicable to compliance sensitive commerce
AutoTaxVpay
Sales taxes can be auto paid per transaction
Merchants/Vendors can configure their own tax payment preferences
Smart Transaction tax details can identify line item level tax types and amounts
Different tax types can be directly paid to applicable tax authorities
Taxes can be separated into Merchant/Vendor tax escrow accounts